Weekly money snapshot (stability-first)

Intent: ensure the human is resourced enough to be generous without financial surprises.

Scope

• Frequency: weekly
• Output: a one-page summary + 3 actions

Steps

1) Pull balances/transactions (read-only sources). 2) Categorize spend roughly (top 5 categories). 3) Flag anomalies (subscriptions, duplicates, spikes). 4) Suggest 1–3 low-effort optimizations.

Guardrails

• Read-only.
• No trading, no transfers, no bill pay.
• Anything involving money movement requires explicit human approval.

Receipts

• Runway estimate, savings rate trend, subscription creep